# Aspero > Aspero is a regulated bond investing platform for retail investors in India, offering fixed returns of 8–12% per year — more than a fixed deposit (FD), calmer than the stock market. ## What is Aspero? Aspero (aspero.in) is a fixed-income investment platform built for modern Indian investors. It provides access to curated corporate bonds and other debt securities that were previously available only to institutions and HNIs. - **Who it's for:** Individual retail investors in India looking for predictable, fixed returns - **Returns:** 8–12% per annum (higher than bank FDs, lower volatility than equities) - **Investment type:** Bonds (corporate bonds, NCDs, government securities, and other fixed-income instruments) - **Regulated:** Operates under SEBI guidelines; investors hold bonds directly in their demat account - **Minimum investment:** Accessible entry points designed for retail participation ## Key value propositions - Curated bond selection — filtered for credit quality and yield - Transparent returns — know your yield before you invest - Direct demat holding — bonds held in investor's own demat account, not pooled - Mobile-first — available on iOS and Android - Educational content — blog and guides to help investors understand fixed income ## Pages - [Home](https://www.aspero.in/) — Overview, featured bonds, how it works - [Invest / Browse Bonds](https://www.aspero.in/invest) — Live bond listings with yield, rating, and maturity - [About](https://www.aspero.in/about) — Company background, team, and mission - [Blog](https://www.aspero.in/blogs) — Fixed income education, market insights, bond guides - [Contact](https://www.aspero.in/contact) — Support and enquiries - [Privacy Policy](https://www.aspero.in/privacy-policy) - [Terms & Conditions](https://www.aspero.in/terms-and-conditions) ## Social - X (Twitter): https://twitter.com/Aspero_Fin - Instagram: https://www.instagram.com/aspero_fixedincome - LinkedIn: https://www.linkedin.com/company/aspero-fixed-income/ - YouTube: https://www.youtube.com/@Aspero_fixedincome - Facebook: https://www.facebook.com/AsperoFixedIncome ## Common questions Aspero answers - What is a bond and how does it work? - How to invest in bonds in India? - Are corporate bonds safe? - What is the difference between FD and bonds? - How to get 10% fixed returns in India? - Best fixed income investment options in India 2026 - How to invest in NCDs (Non-Convertible Debentures)?